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Group Medical Insurance
BASIC COVER back to top
 
Group Medical Insurance (Group Hospitalization and Surgical Insurance) is a comprehensive hospitalization and surgical insurance which reimburse the employer / employee on incurred medical expenses due to illnesses / diseases / accidental injuries / disabilities.


CORE BENEFITS back to top
 
Core Benefits are the basic cover which are compulsory.
 
Hospital Room & Board
Intensive Care Unit (ICU)
Surgical Fees
Operating Theatre
Anaesthetist Fee
Pre-Hospital Diagnostic Tests & Specialist Consultation
In-Hospital Physician Visit
Post-Hospitalization Treatment
Hospital Supplies & Services
Prescribed Medicines
Ambulance Fees
Emergency Accidental Out-Patient Treatment
Daily-Cash Allowance at Government Hospital
Medical Report
Funeral Expenses
Government Service Tax


EXTENDED BENEFITS back to top
 
Extended Benefits will only be given upon request and with approval.
 
International Business Rider Benefit
Annual Out-Patient Cancer Treatment
Annual Out-Patient Kidney Dialysis Treatment
AIDS (upon diagnosis with one lifetime payment)
Organ Transplant
Emergency Out-Patient Illnesses (from 12 midnight to 6am)
Insured Child's Daily Guardian Benefit (aged below 15 years old)
Out-Patient Physiotherapy Treatment
Accidental Death
Home Nursing Care
Double Plan Benefits for Accidental Injury Whilst Travelling Overseas
Repatriation of Mortal Remains
Major Medical
Day Surgery
Out Of Stock